Belarus President signed a decree "On mortgage lending". It is aimed at encouraging banks to actively use the new loan mechanism. A mortgage loan means that not only warrantors, but also real estate itself serve as a guarantee of payments. The bank will be able to take away the real estate only if two conditions of the contract are violated at the same time – the debt exceeds 10% of the loan amount, and the delay on the principal and interest is over 3 months. Those who serve in the army can count on a deferral of payments. New rules on mortgage lending will come into effect in mid-October.